Before asking who will fund you, ask whether your business is ready to be funded. Use these prompts to assess your business through the eyes of a lender, investor or funder.
To get useful answers, prepare a simple business summary before running the prompts.
Use summaries wherever possible. Protect confidential and personal information.
The value comes from clear input. Give the AI enough business context to challenge your assumptions and expose readiness gaps.
Use this to test how fundable your business appears from the outside.
Act as an experienced lender. Based on the information below, would you lend money to my business? Explain: • What gives you confidence • What concerns you • What additional information you would require • Whether you would approve, decline or investigate further
Use this to identify risk signals before they are raised by someone else.
Review my business and identify the biggest concerns a lender, investor or funder might have. Rank them from highest to lowest risk and explain why they matter.
Use this to prepare for the level of scrutiny funders may apply.
Generate the 20 most important questions a lender, investor or funder would ask before deciding whether to support this business. Group the questions under: • Business • Customers • Financial performance • Management • Growth plans
Use this to understand the pressure that remains after money enters the business.
Assume funding is approved tomorrow. Identify the biggest reasons this business could still struggle after receiving funding. Focus on: • Management • Execution • Cash flow • Growth • Customers
Use this to test whether the people structure can carry the next stage of growth.
Assess whether the management team appears ready to manage a larger and more complex business. Identify: • Strengths • Skills gaps • Experience gaps • Areas where external support may be required
Use this to expose capability gaps that could affect funding confidence.
Based on the business information provided, what skills, experience or expertise may be missing from the current management team? Explain why these skills matter.
Use this to compare your operating habits against a larger, more mature business.
Compare my business to a successful business ten times larger. What would they do differently in: • Planning • Managing cash • Managing people • Reporting performance • Preparing for funding
Use this to challenge assumptions and create a more objective view.
Review my business objectively. Identify areas where management may be too close to the business to see problems clearly. Highlight assumptions that should be challenged.
Use this to separate internal responsibilities from specialist support needs.
Which issues should be managed internally? Which issues should be supported by specialists? Which issues would benefit from experienced external advisors? Explain why.
Use this as your closing readiness assessment after completing the exercise.
Based on everything reviewed so far, assess whether this business is: • Ready for funding now • Needs further preparation • Needs significant readiness work before approaching funders Explain the reasoning and suggest next steps.
This toolkit is provided for educational and self assessment purposes only. The prompts and resulting AI outputs are for general guidance and should be checked independently.
AI systems may generate inaccurate or incomplete outputs. Users remain responsible for validating information and making their own decisions. Funding decisions remain the sole responsibility of lenders, investors and funding institutions.
If the prompts raised questions, identified risks or highlighted areas of uncertainty, Uzenzele can provide an independent Funding Readiness Review.
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